CAR/EAR covers risks that may arise during construction or erection and is recommended for all who are involved in a construction or an erection project, including the investor. The insurance can be taken out for a specific project or for all projects that meet the conditions.

Construction All risks / Erection All risks insurance includes:

• insurance of material damage to a work, namely due to a natural hazard, theft, vandalism, fall, impact, damage caused by improper handling, improper use;
• liability insurance for property and health damage incurred by third parties in connection with construction or erection;
• insured investor’s loss of profits in case of delayed commissioning of the work due to damage to the work.

Add-on cover:

• damage to the work during the trial operation and the warranty period;
• damage caused by entities involved in the project to each other.