Insurance products provide comprehensive coverage for loss or damage to real and personal property. In addition, business interruption insurance covers the consequential loss resulting from the material damage or restricted operation caused by an insured risk.

Subject of Insurance

• Buildings and building structures
• Content (movables, machinery, equipment and stocks and inventory)
• Valuables including employees’ money and personal belongings;
• Additional expenses: debris removal and fire brigade intervention costs, professional fees etc.
• Business interruption – loss of profits, loss of income and fixed costs

Main Coverable Risks

• Fire, lightning, explosion, aircraft (FLEXA)
• Theft, vandalism, burst pipe damage, glass breakage etc.
• Earthquake, flood and other natural perils
• Terrorism (embedded in the property policy or standalone)

Insurance products are available for Named Perils or Extended Named perils and „All Risks“ basis.