HoReCa

Demanding customers are a given, regardless if you own a large scale holiday resort or a small restaurant. Specialised insurance products for this industry are available, to provide a seamless risk protection for you and your business. As for any service industry, the third party liability exposure is significant.

Main risks for HoReCa/Hospitality are related to:

  • Assets (buildings&content, equipment, machinery)
  • Business interruption due to occurence of insured risks
  • Property damage/bodily injury to third parties (including production of food/beverages)
  • Human resources
  • IT & database (cyber attacks/GDPR breach)
  • Managerial error

A complete insurance solution should include coverage for: