Provides financial protection to the insured for claims made against them for economic losses flowing from the professional services rendered to their clients.

Professional insurance is necessary for the following professions

• authorized architect, authorized construction designer and construction engineer
• medical doctor, dentist, pharmacist and staff in a medical facility
• information technology
• accounting practice and tax consulting
• attorney at law, public notary
• auditor, tax consultant, bankruptcy administrator
• insurance or reinsurance broker and agent 
• vessel operator, including naval
• operator of nuclear installations
• aircraft operator, airline service provider
• other consulting services

Professional indemnity insurance covers:

• Professional liability for errors and omissions committed by negligence;
• Privacy Breach
• Unintentional infringement of any intellectual property right
• Defamation
• Intellectual Property
• Fraud/Dishonesty of any employees

Main risks associated with accountancy practice:

• damage to documents taken into care (e.g., accounting ledgers)
• loss of life, damage to health and property of third parties under general liability for losses in connection with accountancy practice
• losses suffered as a result of actions mandated by or for the benefit of parent, subsidiary or associated entities

Main risks of audit practice:

• damage to documents in care in connection with audit practice (books of accounts, for example)
• loss of life, damage to health and property of third parties under general liability for losses in connection with audit practice
• losses suffered as a result of actions mandated by or for the benefit of parent, subsidiary or associated entities

Main risks of legal practice:

• damage to documents taken into care in connection with the practice of law (written documents, plans and accounting ledgers, for example)
• loss of life, damage to health and property of third parties under general liability for losses in connection with the practice of law
• losses suffered as a result of actions mandated by or for the benefit of parent, subsidiary or associated entities

Main risks associated tax consulting practice:

• damage to documents in care in connection with tax return filing
• loss of life, damage to health and property of third parties under general liability for losses in connection with tax consulting practice
• losses suffered as a result of actions mandated by or for the benefit of parent, subsidiary or associated entities
• territorial scope of coverage corresponding with the clients’ requirements, taking into account the country of their registration
• damage to things used in connection with tax consulting practice (e.g., leased electronic equipment)

Professional indemnity insurance for IT and telecommunications providers covers:

• violation or negligence, error, omission in connection with the development, production, management and implementation of software;
• hardware, telecommunication technology;
• unintentional violation of intellectual or property rights;
• damage caused by viruses, hackers;
• breach of trust or misuse of information;
• failure of your own system;
• unfair or fraudulent behaviour of employees or self-​employed workers directly contracted by the insured company;
• reimbursement of the costs of legal representation of the insured company in litigation and disputes.